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OBJECTIVE
The portfolio’s investment objective is long-term
growth of capital. The portfolio seeks to achieve its
objective by investing in an asset allocation model
comprised of high quality no-load mutual funds. Several
thousand funds are screened through a proprietary process
that searches for funds that consistently deliver the
best risk-adjusted returns versus their peers in all
market conditions. Secondary considerations are turnover
rates, operating expenses and management tenure.
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Minimum: $100,000
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FOCUS STRATEGY
The Focus mutual fund selection process utilizes the
expertise of various research organizations to obtain
the most useful, accurate and comprehensive information
on over 3,000 mutual funds.
Through a diligent screening process, the portfolio
manager selects only no-load mutual funds with above
average risk-adjusted performance. While we consider
the current attractiveness of the funds, long-term performance
is a key component of the selection process. The selection
process strives to deliver long term, consistent performance.
In addition, we analyze and compare other fund characteristics
such as: turnover rate, expense ratios, tax-efficiency
and management tenure.
For equities, Tower’s portfolio managers will
build a diversified stock portfolio comprised of the
following asset classes:
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Large
Cap Growth |
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Large
Cap Value |
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Mid
Cap Growth |
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Mid
Cap Value |
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Small
Cap Growth |
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Small
Cap Value |
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International
Stock |
For fixed income, we will build a laddered portfolio
with either taxable or tax-free funds, depending on
your tax status.
As on ongoing service, our analysts
review the fund’s performance and individual fund
managers. This review consists of comparative risk and
return statistical analysis of the funds versus the
fund’s asset class peer group. Should a fund fail
to meet our internal risk/performance criteria, a suitable
replacement will be selected. Should a fund manager
deviate from their mandated style, we will search for
a fund that replacement fund that maintains style purity.
Through this thorough screening and review process,
your portfolio will hold the highest quality no-load
mutual funds available in the marketplace.
The Focus Mutual Fund Portfolio is
a well diversified, low risk approach as the foundation
of your investment portfolio. This strategy is commonly
combined with bond mutual funds to create an asset allocation
strategy tailored to fit an investors specific investment
goals. |
